22k on 5 low interest rate credit cards, should I consolidate onto personal loan? - lowest fixed interest rate credit cards
22k bit rate credit card.
7k-card with 6.9% to 10.99% with 6k and the other two at 10% and 12%.
I can not get a personal loan by the cost-benefit analysis at a fixed rate of 16.45 %.... has to consolidate or not?
Tuesday, January 5, 2010
Lowest Fixed Interest Rate Credit Cards 22k On 5 Low Interest Rate Credit Cards, Should I Consolidate Onto Personal Loan?
3 comments:
Across from her, not because the interest rate in comparison to what you have. However, they would handle things a little easier for you? Would every extra dollar per month and will be charged in relation to the claim that the 1 for her and then the interest have not hurt so much?
How about a second job for 6 months to pay the debts as well?
And last but not least, it would be to run the cards again, that in time by consolidating is paid.
Why tie yu at a higher rate of int, if more to repay the loan - in addition to monthly payments are likely to cost too high
No No No. ... ... ... Call each card and politely ask for a reduction of interest .... .... maybe one or two ..... is much easier to meet the various demands ....
List ...... If you are serious and committed to their account balance by something more ...... Focus each additional penny in the minimum balance less pay in the rest .... When you reach the first small victory over the carpet .... You keep your commitment to the next .... Fight
Most people say start w / the highest interest rates .... but if you are serious ..... May release funds more quickly .... with the payment of the purchase of the first maps
Reduce your cable bill or cell phone package / fourth pick in the morning on weekends at McDonalds .... Pizza delivery ....
22K of debt, a court has ...... .... are not addressed, however, if the consolidation ..... It is never useful. The nature of the beast.
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